Business Insurance

Musculoskeletal Disorders And Ergonomic Best Practices

Keeping U In Mind

Did You realize?

The National Academic Press (2001) wrote that on an annual basis, musculoskeletal disorders accounted for nearly 70 million physician visits to the doctor in the US. It also stated that in 1999, almost millions of workers required time from work for treatment or recovery related to musculoskeletal disorders. Why is this important? As our economy grows and job market demand increases, employers must consider how job jobs are affecting their staff. Although technology has made work more effective and convenient for workers, there are still basic tasks which involve pulling, pushing, and lifting that pose a risk to organizations. Otherwise properly considered, companies may be placing undue burdens on themselves, including but not limited to, injured workers, lost productivity, lost pay, along with other incurred fees. Liberty Mutual estimates the price associated with MSD's to be around $13.4 billion each year. Are you able to afford to not manage this risk properly?

Where To Start

Here are some basic best practices to think about. Additionally, an INSURICA representative can also lead you to best in class solutions and help identify gaps in your program.

  • Train workers within the latest ergonomic practices to reduce the likelihood of injury related to stepping, handling, and lifting.
    • Click Here to get your step-by-step Help guide to Creating An Ergonomics Program supplied by INSURICA.
  • Perform Fit-for-Work testing, which concentrates on screening potential employees and identifying possible risks that may bring about a musculoskeletal disorder.
  • Have a great return-to-work program for your employees. Return-to-work can have a significant impact on your EMOD, which effects the price of insurance.
  • Design work to fit the employee, adjust workstations where feasible, and supply mechanical lifting aids when possible.
  • Develop company policies that address lifting tasks, how big, what weight. Search for ways to address repetitive activities.
  • Ensure your workers comp policy suits your company. Talk to an expert!

Talk to some professional risk management provider that may identify gaps and exposures in your workplace and insurance policy.

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