In America, we are fortunate to possess a multitude of choices when it comes to so many consumer items. And we have options as the quality level you want to spend on our cash on, as well. “Value” shopping is really a perk for many people with stores such as Wal-Mart and Ross, and major discount store chains such as Family Dollar and others.
However, there are several consumer products that don't lend themselves to “low cost” or lower quality options. And medical health insurance coverage is definitely one of those products.
A natural question for those looking for new medical health insurance then, is, what are the top insurance providers? And, specifically, what are the top insurance providers to select from since we are in 2022?
Northern California Residents and Choosing Health Insurance Companies
For almost everyone residing in Northern California and Sonoma County, having medical health insurance is a given. Even though the fine for not having insurance was essentially removed, it is still required by the mandates of the Affordable Care Act (ACA).
In addition, most of us need insurance and vision insurance. With no one really wants to settle for sub-par or inadequate coverage, which is why you want to understand what the top insurance providers are today.
For Northern California residents who qualify, there are multiple plans from the 3 top insurance providers offered through Covered California, the state's medical health insurance marketplace, or exchange, established under the federal Patient Protection and Affordable Care Act (ACA).
These Covered California plans provide coverage for any sizable part of Californians who may not otherwise be able to afford quality health insurance.
As of mid-2022, Covered California officials said that an archive 1.Six million residents had signed up for medical health insurance coverage through the state's marketplace, due partly to financial aid in the recent federal pandemic relief bill.
However, in California, over 18,500,000 people or 48.Five percent from the state population is insured through plans provided by their employers.
Whether you can obtain coverage with the state health insurance marketplace, through plans provided by your employer, or you are looking to purchase health coverage on your own, you still want to choose from the very best insurance providers.
A Brief Roundup from the Top Insurance Companies in 2022
In most states throughout the country, one of the top insurance providers is commonly referred to as Anthem Blue Cross/Blue Shield. However, unless you've recently been a member of one or the other, you might not understand that in California they operate as separate insurance firms.
- Blue Shield of California, as it is termed here, is a non-profit mutual benefit corporation and health plan and ranks one of the top insurance companies in California.
- Anthem Blue Cross, on the other hand, is really a provider of medical health insurance in the usa. It's the largest for-profit managed healthcare company within the Blue Cross Blue Shield Association, according to an entry in Wikipedia. Additionally, the company operates as Anthem Blue Cross in California, where it's about 800,000 customers and it is the state's largest health insurer.
- UnitedHealthcare insurance plans qualify this provider among the top insurance companies conducting business in California, too. Based on one financial expert source, UnitedHealthcare has excellent financial strength ratings and it has a network of PPOs across the nation, and provide great online healthcare services.
- Humana Health Insurance is the third-largest medical health insurance provider in america and has provided Medicare Advantage plans in California for a long time, although not health insurance. However, a recent article noted,
“United HealthCare and Humana, two of the nation's largest for-profit managed care companies, have decided to a $5.5 billion merger. The resulting company will operate as United HealthCare in 48 states and Puerto Rico.”
And a recent Healthcare Finance article reported that a study on analytics firm Verint Systems discovered that United HealthCare ranked first having a user satisfaction score of 84.1, followed by Humana with 83.4, which places them at the head from the top insurance providers.
Come to J.C. Lewis Insurance for the Top Insurance policy Options in Sonoma County
At J.C. Lewis Insurance, we're a local, family-owned insurance firm located in Sonoma County since our founding in 1979. Together of expert brokers, we offer individual and family health insurance plans and provide small business owners insurance coverage, all from just the leading health insurance carriers licensed to work in California.
At J.C. Lewis, we are licensed and certified by all these insurance carriers to provide coverage to the people, families, and small group employers, in addition to offering Medicare supplemental insurance insurance and prescription medication plans for seniors.
Because we are experienced, professional, and local insurance brokers, we are able to serve all your health, dental, and vision insurance needs. And when you're shopping for vision, dental, or health insurance for the employees or your family, you probably have several questions and concerns.
At J.C. Lewis Insurance Services, we welcome your questions about insurance policy, and you can be confident that we can help you find the correct solution.
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